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The purpose of this paper was to develop a possible Army banking system with a view toward improving finance service to the Army member and his family. This concept, which has not been tested, does not address other alternative systems and future concepts. The concept was developed by means of library research to reinforce personal on-site experience in automation techniques. The research shows that the civilian banking community has been exploiting many automated banking systems that have military applications. Further, the Army has the technical capability of completely automating a full service banking system to accommodate the financial requirements of all Army personnel to an extent that would greatly surpass what the banking community has accomplished.
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