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This book discusses the challenges of restructuring on human resources management in the Nigerian banking industry. The book similarly carried out a review of literature on the subject mater in order to provide deep insight into the challenges of restructuring. Besides, the book adopted a survey to generate the needed data using institutional questionnaire administered to twenty-four (24) banks at the Nigerian Inter-banks Settlement System (NIBSS). The six tested hypotheses revealed that there is a relationship between restructuring and improved HRM polices/principles; stable employment opportunity in the banking industry; improved remuneration for retained employees relative to their former status; adequate payment of severance packages for laid off employees; optimal number of employees and improved industrial relations.