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You can grow your money in up and down markets regardless of where the economy is headed and how little financial knowledge you have. Fancy degrees do not matter. you need discipline, rules to follow and a method that works. You have to have your money work hard for you once you've earned it and this is where people fail. They are good at earning money but horrible at growing it. Why? They have never been educated to grow money. They are following rules to earn money in the growing money part of the equation. Do you want your money to double every three to four years? Then change your approach to growing money by changing your behaviors and get an education from someone that isn't selling you stocks or mutual funds.